Maximize Your Retirement Savings.
“The best time to start thinking about your retirement is before the boss does.” – Author Unknown Retirement is a time when people look forward to relaxing and enjoying their …
“The best time to start thinking about your retirement is before the boss does.” – Author Unknown Retirement is a time when people look forward to relaxing and enjoying their …
Pension plans are a popular way of saving for retirement. They are employer-sponsored retirement plans that provide retired employees with a steady income stream after they retire. Understanding how pension …
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is a metric used to measure a company’s financial performance. It is calculated by subtracting interest expenses, taxes, depreciation and amortization from …
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) Read More »
Earnings Before Interest and Taxes (EBIT) is a measure of a company’s financial performance, calculated as total revenues minus total expenses excluding interest and taxes. It is an important financial …
“Profit is not the purpose of a business, but rather the test of its validity.”
Fixed Expense is an economic concept which refers to a cost or expenditure that remains constant over a period of time regardless of the volume of output or activity. This …
Retiring with financial security is a goal that many of us strive to achieve. It can be difficult to know where to begin when it comes to planning and saving …
Invest three percent of your income in yourself (self-development) in order to guarantee your future.
Instead of distributing entire profit to share holders, companies r“In the short run, the market is a voting machine. In the long run, it is a weighing machine.”-Benjamin Grahametain some …
Instead of distributing entire profit to share holders, companies retain some capital.
Capital Expenditures, also known as CapEx, are funds used by an organization to acquire or upgrade physical assets such as machinery and equipment.
“If there’s a comparable stock ETF available, it should be no contest after tax – the vast majority of active stock funds are likely to lag it.”
Gross margin is an essential financial metric that all business owners and managers should understand. Gross margin represents the amount of revenue a company retains after deducting the cost of …
“The more investors do active trading, the more it makes sense to do passive investing.”
Do not save what is left after spending, but spend what is left after saving.
“Buying real estate is not only the best way, the quickest way, the safest way, but the only way to become wealthy.”
“It is not the economy that determines your income, it is your own personal development”
“When you know the impact of little expenses, you will realise that there is nothing little in this world.”
Equity capital is expensive. Every time you do a raise, you dilute.
Capital is that part of wealth which is devoted to obtaining further wealth.
“Don’t look for the needle in the haystack. Just buy the haystack!” — John Bogle Investing can be a great way to build wealth, but it can also be confusing …
“Debts must be paid before pleasures can begin; and you cannot live long upon pleasures without being in debt.” -Samuel Johnson Debt can be a major source of stress and …
Your credit score is a crucial component of your financial life. It is a numerical representation of your creditworthiness, which lenders use to determine whether you are likely to pay …
I don’t view wealth as something that validates my intelligence. – Steve Jobs Net Income (NI) is a core concept in accounting and finance. It is the amount of money …
“A budget is more than just a series of numbers on a page; it is an embodiment of our values.”
“When banks extend loans to their customers, they create money by crediting their customers’ accounts.”
“You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey Debt Free Living Philosophy is a lifestyle change that can bring significant …
Never spend your money before you have earned it. – Thomas Jefferson Wealth creation is a topic that attracts people from all walks of life. Everyone wants to be wealthy …
Your greatest asset is your earning ability. Your greatest resource is your time.
Revenues should be increased not by increasing the tax rates on the individual but by building a bigger economy for everybody.
The profit system is simply a fair and just reward for effort, and it applies to every executive and every workman.
“Becoming a successful investor in future should be effortless when you understand and let the market do the work for you.”
“Mandatory allocation of capital between bonds and stocks by mutual funds creates tremendous short-term opportunities for investors.”
Hedge funds are a very efficient way of managing money. But there are clearly some risks. Hedge funds use credit and credit is a source of instability. Transactions involving credit should be regulated.
“Taxes are the lifeblood of government and no taxpayer should be permitted to escape the payment of his just share of the burden of contributing thereto.”
Peer-To-Peer Lending Peer-to-peer lending, also known as P2P lending, has become a popular alternative to traditional banking and lending institutions. In P2P lending, borrowers are matched with individual investors who …
“I will tell you how to become rich. Close the doors. Be fearful when others are greedy. Be greedy when others are fearful.” — Warren Buffett The stock market is a …
Debt is one person’s liability but another person’s success.
“Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch. But avoiding stocks completely could mean your investment won’t grow any faster than the rate of inflation.”
“The stock market is filled with individuals who know the price of everything, but the value of nothing.”