Retiring with Financial Security
Retiring with financial security is a goal that many of us strive to achieve. It can be difficult to know where to begin when it comes to planning and saving …
Introduction to Gross Income.
Invest three percent of your income in yourself (self-development) in order to guarantee your future.
Basics of Investment : S&P 500
Instead of distributing entire profit to share holders, companies r“In the short run, the market is a voting machine. In the long run, it is a weighing machine.”-Benjamin Grahametain some …
Capitalising Retained Earnings.
Instead of distributing entire profit to share holders, companies retain some capital.
Accounting Basics : Capital Expenditure.
Capital Expenditures, also known as CapEx, are funds used by an organization to acquire or upgrade physical assets such as machinery and equipment.
Stock Market Investing Strategy : Exchange-traded funds
“If there’s a comparable stock ETF available, it should be no contest after tax – the vast majority of active stock funds are likely to lag it.”
Understanding What Gross Margin Is.
Gross margin is an essential financial metric that all business owners and managers should understand. Gross margin represents the amount of revenue a company retains after deducting the cost of …
Passive Stock Market Investing.
“The more investors do active trading, the more it makes sense to do passive investing.”
Personal Finance : Learn The Basics Of Saving.
Do not save what is left after spending, but spend what is left after saving.
Real Estate Investing 101.
“Buying real estate is not only the best way, the quickest way, the safest way, but the only way to become wealthy.”
The Basics You Need To Know About Income.
“It is not the economy that determines your income, it is your own personal development”
Accounting 101 : Understanding The Basics of Business Expenses
“When you know the impact of little expenses, you will realise that there is nothing little in this world.”
The Essentials of Equity: What you need to know.
Equity capital is expensive. Every time you do a raise, you dilute.
Understanding Business Capital.
Capital is that part of wealth which is devoted to obtaining further wealth.
Smart Investing Tips for Everyone
“Don’t look for the needle in the haystack. Just buy the haystack!” — John Bogle Investing can be a great way to build wealth, but it can also be confusing …
Debt Elimination Strategies for Beginners
“Debts must be paid before pleasures can begin; and you cannot live long upon pleasures without being in debt.” -Samuel Johnson Debt can be a major source of stress and …
Credit Score Basics
Your credit score is a crucial component of your financial life. It is a numerical representation of your creditworthiness, which lenders use to determine whether you are likely to pay …
Net Income (NI) Basics
I don’t view wealth as something that validates my intelligence. – Steve Jobs Net Income (NI) is a core concept in accounting and finance. It is the amount of money …
Financial Planning: Budgeting For A Business.
“A budget is more than just a series of numbers on a page; it is an embodiment of our values.”
Basics of Business Loans.
“When banks extend loans to their customers, they create money by crediting their customers’ accounts.”
Debt Free Living Philosophy
“You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey Debt Free Living Philosophy is a lifestyle change that can bring significant …
Wealth Creation
Never spend your money before you have earned it. – Thomas Jefferson Wealth creation is a topic that attracts people from all walks of life. Everyone wants to be wealthy …
The Basics of Assets.
Your greatest asset is your earning ability. Your greatest resource is your time.
Revenue Management 101: Increasing and Sustaining Profit.
Revenues should be increased not by increasing the tax rates on the individual but by building a bigger economy for everybody.
Maximising and Maintaining Profit In Your Business.
The profit system is simply a fair and just reward for effort, and it applies to every executive and every workman.
Index Funds: Investing Made Easy.
“Becoming a successful investor in future should be effortless when you understand and let the market do the work for you.”
Understanding Mutual Funds As An Investment
“Mandatory allocation of capital between bonds and stocks by mutual funds creates tremendous short-term opportunities for investors.”
Investing and Trading Success: Hedge Funds 101.
Hedge funds are a very efficient way of managing money. But there are clearly some risks. Hedge funds use credit and credit is a source of instability. Transactions involving credit should be regulated.
The Basics Of Business Tax.
“Taxes are the lifeblood of government and no taxpayer should be permitted to escape the payment of his just share of the burden of contributing thereto.”
Peer-To-Peer Lending
Peer-To-Peer Lending Peer-to-peer lending, also known as P2P lending, has become a popular alternative to traditional banking and lending institutions. In P2P lending, borrowers are matched with individual investors who …
Stock Market Basics
“I will tell you how to become rich. Close the doors. Be fearful when others are greedy. Be greedy when others are fearful.” — Warren Buffett The stock market is a …
Accounting 101: Introduction to Liability.
Debt is one person’s liability but another person’s success.
Basics of Bond Investment.
“Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch. But avoiding stocks completely could mean your investment won’t grow any faster than the rate of inflation.”
Share Investing: Beginners Guide To Shares.
“The stock market is filled with individuals who know the price of everything, but the value of nothing.”
Dividend Growth Investing:Dividend Investing Made Easy.
“When stocks yield as much as bonds, you get the growth free.”
Mergers and Acquisitions
Mergers and acquisitions are a major part of the business world today. As organisations expand, merge with other companies, or acquire smaller firms, it has become increasingly important to understand …
Venture Capital
Venture capital (VC) is a key source of funding for businesses that need capital to scale and grow. It is also a central driver of innovation in the economy as …
Uncovering the Secrets of Venture Capital
The biggest secret in venture capital is that the best investment in a successful fund equals or outperforms the entire rest of the fund combined. – Peter Thiel Venture capital …
Financial Planning & Analysis: Building a Company’s Budget
Becoming rich is hard. Staying broke is hard. Choose your hard.– Eric Worre Financial planning and analysis is a critical aspect of building a company’s budget. It involves forecasting the …
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Restaurant Management Finances
Profit is not the legitimate purpose of business. The legitimate purpose of business is to provide a product or service that people need and do it so well that it’s …